How Can Your Family Qualify?
Families are chosen by a selection committee on the basis of need, willingness to partner, the ability to repay the no-interest loan and information provided in the application (see requirements below).

Requirements for an Application

• Current housing is inadequate due to problems with heating, water, electricity, plumbing or general disrepair; the current home is overcrowded due to number of family members living in the home; or the home is in an unsafe neighborhood.

• Unable to get a conventional bank or mortgage loan.
  
• Willing and able to provide 300-400 hours of "sweat equity" working on a Habitat house that is currently under construction as well your own house.
  
• Able to pay approximately $375 - $500 per month for the mortgage payment.
  
• Able to make a $1,100 cash down payment upon final approval.
  
• Family is within the HUD 30% - 80% of Area Median Low-Income.

Contact us at (251) 476-7171, email us or write to Habitat for Humanity at P.O. Box 16422, Mobile, AL 36616.

• How Can Your Family Qualify and Receive Information?
• How will a Habitat house affect my neighborhood and property values?